Over two hundred years ago, British Parliamentarian William Wilberforce tirelessly crusaded to protect innocent humans from forced bondage. His efforts, depicted recently in the Hollywood film Amazing Grace, led first to Britain's abolition of the slave trade in 1807 and finally to a prohibition on slavery in 1833.

The United States ended slavery with President Lincoln's Emancipation

Who we are today is the result of our past. By that, I mean our previous thoughts and actions determine, to a large extent, what kind of people we become. Those who act wisely now will have insight in the future to make judicious decisions. Those who save prudently are prepared for the needs of tomorrow.

It is a shortsighted person who thinks only of the here-and-now, and does as little

The Rule Is No New Debt

Dear Dave,


My wife wants to go back to school to complete her degree. Right now, we’re on Baby Step 2 of your plan, and we’re about 12 months away from being debt-free, except for our house. Should we work the budget to cash flow her going back to school now, or wait until we’re out of